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If you're watching your pennies and sticking to a budget, it doesn't make sense to pay for the privilege of ke. At the same time, not knowing your bank balance. A checking account is the most basic personal finance tool. It's a place to keep your money safe and track how much you spend it. Searching for a new bank can present challenges, especially if you have moved to a new location. You'll need to know how to use your emai. Chances are, you might be able to use your existing bank for most purposes, but access to atms might be difficult. There are many email providers availab.
If you are going to do this for someone, you need to take note of what your responsibilities may be.
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